Are you looking for a cost-effective way to send money abroad? Public Bank has just launched an exciting promotion that could save you a significant amount on cable charges when performing a Foreign Telegraphic Transfer (FTT) via their Online Banking platform. Whether you’re sending money for educational purposes, remittances, or any other reason, this deal offers a fantastic opportunity to reduce the cost of international money transfers.
Let’s dive deeper into the details of the PB Foreign Telegraphic Transfer Campaign and why this offer is one you won’t want to miss.
What’s on Offer?
Public Bank’s Foreign Telegraphic Transfer Promotion allows you to enjoy a 50% discount on cable charges when you make an Outward Foreign Telegraphic Transfer (FTT) through their online banking platform. This is a huge saving, especially for individuals who frequently transfer money abroad, either for family, education, or business purposes.
The promotion is valid from 1 January 2025 to 30 June 2025, which gives you ample time to take advantage of this incredible discount. If you’re someone who often finds themselves needing to send money overseas, this could be the perfect chance to save and ensure that more of your money actually reaches its intended destination.
How Does It Work?
To enjoy the discount, all you need to do is carry out your FTT transaction via Public Bank Online Banking. Here’s a breakdown of the discounted cable charges depending on the amount and currency of the transaction:
- For amounts up to RM5,000 equivalent:
- Education Purpose (all currencies): RM5 discount, RM2 commission, total charge RM7.
- SGD: RM7.50 discount, RM2 commission, total charge RM9.50.
- Other Currencies for all purposes: RM15 discount, RM2 commission, total charge RM17.
- For amounts above RM5,000 equivalent:
- Education Purpose (all currencies): RM5 total charge.
- SGD: RM7.50 total charge.
- Other Currencies for all purposes: RM15 total charge.
- For amounts above RM10,000 equivalent (workers’ remittance purpose):
- All Currencies: RM5 total charge.
Why Should You Take Advantage of This Deal?
Whether you’re a student abroad, someone sending money to family members, or even a business professional dealing with international transactions, sending money overseas can quickly add up in fees. Public Bank’s offer significantly lowers those costs, making it an ideal solution for anyone who wants to send funds without the extra worry of high charges.
Here are a few reasons why you should go ahead and enjoy this deal:
1. Save on Cable Charges
A 50% discount on cable charges is substantial, especially when transferring large amounts. The savings add up, especially for frequent transfers. You could potentially save hundreds of RM over the course of the campaign, depending on how often you send money abroad.
2. Easy and Convenient
Public Bank’s Online Banking platform is user-friendly, allowing you to complete your transfer from the comfort of your own home. The process is simple, with a few clicks ensuring your money is on its way without you needing to step foot into a branch. Convenience is key in today’s fast-paced world, and Public Bank makes sure you get the best value without any hassle.
3. Ideal for Students
If you’re a student studying abroad, you can take advantage of the lower rates when sending money back for tuition fees, living expenses, or other needs. The 50% discount can help ensure you stretch your budget even further. Public Bank’s special discount on cable charges for educational purposes is one of the best features of this campaign.
4. Great for Family Remittances
If you regularly send money home to family members, this promotion is a fantastic way to make sure they receive the full amount without you losing a significant portion of it to fees. Whether you’re sending for personal reasons or financial support, every little bit counts, and this deal ensures you maximise the impact of your transfers.
5. No Need for Physical Bank Visits
Online banking means you don’t have to worry about queues or waiting times at the bank. Everything is done from your device, and you can transfer money anytime and anywhere. Public Bank’s efficient online system makes it even more convenient to access the promotion.
6. Security and Trust
Public Bank and its wholly-owned subsidiary, Public Islamic Bank, are both reputable and trusted financial institutions in Malaysia. You can rest assured that your transactions will be secure and processed efficiently, giving you peace of mind as you make your transfers.
Eligibility and Terms
The PB Foreign Telegraphic Transfer Campaign is available to all Public Bank Online Banking users, including sole proprietors with Conventional Personal Current Accounts, Savings Accounts, or Islamic Current Accounts. However, the campaign is not available for non-individual customers such as partnerships, corporate entities, schools, or associations.
To participate, you must enrol in the campaign via Public Bank Online Banking. Once enrolled, you can start making eligible Outward Foreign Telegraphic Transfer transactions through the platform to enjoy the discount.
Be mindful that the transaction performed via Online Outward Remittance is not protected by PIDM, so ensure that you check all details before initiating the transfer.
Important Dates to Remember
This promotion is available from 1 January 2025 to 30 June 2025, so make sure to plan your transfers within this period to enjoy the discount. Whether you’re paying for tuition, supporting family abroad, or making business transactions, this campaign provides an excellent opportunity to save on fees.
Promotional/Event Details:
- Date: 1 January 2025 – 30 June 2025
- Time: Available 24/7 via Public Bank Online Banking
- Get it at: Public Bank Online Banking platform
- Terms & Conditions Apply: For more information, please call 03-2170 8000 or visit any PB branch.

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