Looking for the perfect way to upgrade your gadgets, electrical, or household appliances without breaking the bank? OCBC Bank’s 0% Instalment Payment Plans (0% IPP) are here to make your shopping experience more manageable and affordable. This offer, available now until 30 September 2024, allows you to purchase your desired items and spread the cost over several months with zero interest. It’s a fantastic opportunity to enjoy the latest technology and home essentials while managing your budget effectively.
What is the 0% Instalment Payment Plan?
OCBC’s 0% Instalment Payment Plan is a flexible financing option that enables you to pay for your purchases in instalments without incurring any additional interest charges. Whether you’re eyeing a new smartphone, a cutting-edge laptop, or essential home appliances, this plan helps you break down the cost into manageable monthly payments.
How Does It Work?
To take advantage of this offer, you need to use an OCBC Credit Card (excluding OCBC Cashflo card) at participating merchant stores. Here’s a breakdown of the available plans based on your spending amount:
- For spending of RM500 or more: Choose a 6-month instalment plan.
- For spending of RM1,000 or more: Opt for a 6-month or 12-month instalment plan.
- For spending of RM2,000 or more: Select from 6, 12, or 24 months.
- For spending of RM3,000 or more: Choose between 6, 12, 24, or 36 months.
Simply meet the minimum spending requirement and choose the tenure that best fits your financial plans. Keep in mind that the specific 0% IPP options available might vary between merchants, so it’s always a good idea to inquire directly at the store.
Why Should You Go for This Deal?
1. Zero Interest Charges: The most significant advantage is the 0% interest rate, which means you pay exactly the amount you see on the price tag, divided into easy monthly payments.
2. Flexible Payment Options: Whether you’re making a modest purchase or splurging on high-end electronics, the flexible instalment plans allow you to choose a payment term that suits your budget, ranging from 6 to 36 months.
3. Wide Selection of Merchants: With numerous participating stores, from tech giants to household appliance specialists, you have the freedom to shop at places that offer the best deals for your needs.
4. Immediate Benefits: Rather than waiting and saving up for months, you can enjoy your new gadgets or appliances right away. This is especially useful for those who need an upgrade urgently or want to take advantage of a specific promotion.
5. Budget Management: Spreading out your payments helps in managing your monthly expenses better, making it easier to plan and avoid financial strain.
Participating Merchants
This 0% Instalment Payment Plan is available at a wide array of merchants across Malaysia, including well-known electronics and gadget stores. Here are some of the participating stores where you can use this plan:
- 1 & 1 Trading Company-Openg
- Best Denki (Various locations)
- Harvey Norman
- Senheng (Multiple outlets)
- Machines (Various locations)
- DirectD (Across Malaysia)
You can find a complete list of participating merchants and their specific terms at OCBC’s website or by contacting the stores directly.
Terms and Conditions
To qualify for the 0% Instalment Payment Plan, your purchase must be made at participating merchants using an eligible OCBC Credit Card. The first instalment payment will be debited immediately from your card at the time of purchase. In the event of non-payment or late payment, standard finance charges, interest, and fees will apply as per your Credit Card Account’s terms and conditions.
For a detailed list of participating merchants and specific terms, please visit the OCBC Bank website.
Don’t miss out on this excellent opportunity to enhance your tech collection or upgrade your home appliances with ease. Shop now and enjoy the flexibility of the 0% Instalment Payment Plan, making your purchases affordable and stress-free.
Promotional/Event Details:
- Date: Now till 30 September 2024
- Time: All store hours
- Venue: Participating merchant stores across Malaysia (Check specific locations with OCBC or merchants)
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