Are you planning to make a big purchase but are concerned about the impact on your monthly budget? OCBC Bank has a fantastic solution with their 0% Instalment Payment Plans (0% IPP), available at a variety of merchants starting from 16 September 2024. This promotion offers a way to spread your payments over several months with zero interest, making it easier to manage your finances while enjoying the things you love.
How It Works
With OCBC’s 0% Instalment Payment Plans, you can enjoy flexible monthly repayments tailored to your spending needs. Here’s a breakdown of the plans:
- For a minimum spend of RM500: Choose a 6-month repayment plan.
- For a minimum spend of RM1,000: Opt for a 6-month or 12-month plan.
- For a minimum spend of RM2,000: Select from 6, 12, or 24-month plans.
- For a minimum spend of RM3,000: Enjoy options of 6, 12, 24, or even 36 months.
The best part? You have the freedom to choose your repayment tenure based on the amount you spend. So whether you’re buying a new piano, enrolling in an art class, or investing in creative services, you can tailor the payment period to your convenience.
Participating Merchants
This promotion is available at a variety of participating merchants, including:
- ARTIST LAB STUDIO
- BOONG’S PIANO
- BRICKFIELDS ASIA COLLEGE
- EMPRESS
- EPAL CREATIVE SEWING STUDIO
- EPAL-MOSTWELL ENTERPRISE SDN BHD
- FIRST TEMPO
- HOLLYWOOD MUSIC HOUSE
- KLC LANGUAGE CENTRE-SOUTHKEY
- MAPLETREE ACADEMY
- MY ART STUDIO
- OUTSTANDING ENTREPRENEURS
- SHENAIL – SIMPANG AMPAT
- TIPPYTOES
- WINSKILL EYEBROW MICROBLADING BEAUTY
- YC MUSIC (MALAYSIA) SDN BHD
By taking advantage of this offer, you can enjoy a range of educational, musical, and artistic services without the immediate financial burden. For example, if you’ve been eyeing a music course or a creative workshop, this plan makes it affordable to get started without straining your wallet.
How to Apply
To use the 0% Instalment Payment Plan, simply apply at the merchant’s store during checkout. Ensure that you make the payment with an OCBC Credit Card (excluding the OCBC Cashflo card). The process is straightforward:
- Select your desired payment plan based on your spending amount.
- Complete your purchase using an eligible OCBC Credit Card.
- Enjoy your goods or services while spreading out your payments interest-free.
Terms and Conditions
It’s essential to be aware of the terms and conditions associated with this promotion:
- Immediate Debits: The first instalment will be debited immediately upon purchase, with subsequent payments made monthly.
- Finance Charges: If any instalment payment is missed, finance charges, interest, and fees will apply as per your Credit Card Account’s prevailing rates.
- Merchant Responsibility: OCBC Bank is not responsible for the quality or suitability of goods or services purchased. Any disputes with merchants should be handled directly with them.
- Application: The 0% IPP details may vary by merchant, so it’s advisable to inquire at the point of sale for specific terms.
For more information on the available payment plans and to find out how you can benefit from this offer, visit the OCBC Bank website or contact their customer service.
Why This Deal is Worth It
This promotion is a great opportunity for anyone looking to make a significant purchase while keeping their budget in check. With 0% interest, you can spread your payments over several months without worrying about additional costs. It’s a flexible solution that aligns with your financial situation and helps you manage your expenses more effectively.
Whether you’re investing in your education, enhancing your musical skills, or exploring new creative avenues, OCBC’s 0% Instalment Payment Plans make it more affordable. By utilising this offer, you can focus on enjoying your new services or products without the stress of immediate financial strain.
Promotional/Event Details:
- Date: 16 September 2024 Onwards
- Time: Not specified
- Venue: Participating merchants listed above
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