Motor insurance is one of those annual expenses that every vehicle owner has to budget for. While it is something that cannot be avoided, there are certainly opportunities throughout the year to make the renewal process a little more rewarding. If there is a chance to receive cashback, enjoy flexible payment options, and benefit from additional protection without paying extra, then it is definitely worth taking a closer look.
From 10 July until 31 December 2026, Public Bank is running an attractive Motor Insurance with Lonpac Promotion exclusively for eligible Public Bank Credit Cardmembers. This limited-time campaign gives motorists an opportunity to receive up to RM100 in Touch ‘n Go eWallet Credit, together with several valuable insurance benefits that make renewing or purchasing a new motor insurance policy much more worthwhile.
For drivers who are planning to renew their insurance before the end of the year, this campaign could be the perfect opportunity to save money while enjoying greater peace of mind on the road.
One of the biggest attractions of this promotion is the Touch ‘n Go eWallet reward. Instead of simply renewing a policy and moving on, eligible customers will receive cashback in the form of eWallet credit based on their premium amount.
For new motor insurance policies with a total premium payable between RM1,000 and RM2,000, customers will receive RM50 Touch ‘n Go eWallet Credit. Those whose premium exceeds RM2,000 will enjoy an even better reward of RM100 Touch ‘n Go eWallet Credit.
This is a welcome bonus considering motor insurance is already a necessary annual expense. Receiving cashback means motorists can use the credit later for petrol, toll payments, parking fees, groceries or dining, making this promotion even more practical.
Customers should also note that the Touch ‘n Go eWallet Credit will be credited according to the policy issuance schedule. Policies issued between 10 July and 30 September 2026 will receive their reward on 23 October 2026, while policies issued between 1 October and 31 December 2026 will receive the reward on 25 January 2027.
Besides the cashback incentive, Public Bank is also making insurance payments much easier with a 6-month Zero Interest Instalment Plan.
For policies with a minimum premium of RM500, eligible cardmembers can spread their payments across six months without paying any interest. Instead of paying the full premium in one transaction, customers can better manage their monthly finances while still enjoying comprehensive insurance protection immediately.
This feature can be especially useful for families with multiple vehicles or those looking to better control their household budget.
Another excellent feature included under this Lonpac motor insurance package is the All Drivers Cover.
Many vehicle owners often worry about naming authorised drivers when purchasing motor insurance. Under this policy, there is no need to specify authorised drivers, making the coverage much more convenient for households where family members regularly share the same vehicle.
This flexibility offers greater convenience while reducing unnecessary paperwork.
Road emergencies can happen unexpectedly. Whether it is a flat tyre, battery problem or mechanical breakdown, getting stranded by the roadside is something every driver hopes to avoid.
Fortunately, this campaign includes 24-hour emergency towing and minor roadside repair assistance.
Eligible policyholders can enjoy complimentary emergency towing services worth up to RM400 per incident for a round trip. Labour charges for minor roadside repairs are also provided at no additional cost, helping motorists return to the road with less stress.
Having access to round-the-clock roadside assistance is a valuable benefit that many drivers may only appreciate when an unexpected emergency occurs.
Malaysia’s weather has become increasingly unpredictable over recent years. Heavy rain, thunderstorms and falling branches during strong winds can cause unexpected damage to parked vehicles.
Another useful benefit included in this promotion is damage cover for falling objects caused by natural disasters, with protection of up to 25% of the sum insured.
While no one wishes for these unfortunate situations to happen, having additional protection provides extra reassurance during severe weather conditions.
This promotion is available exclusively to Public Bank Credit Cardmembers, and payment must be made using an eligible Public Bank Credit Card during the campaign period.
Customers can conveniently purchase their motor insurance through several official Public Bank channels, including:
- www.pbebank.com under the Promotions section
- MyPB App
- Public Bank branches nationwide
- Public Bank Hire Purchase Centres and Hubs
Having multiple purchase channels means customers can choose whichever method is most convenient, whether they prefer completing everything online or visiting a nearby branch for assistance.
There are a few important conditions worth noting before participating.
The Touch ‘n Go eWallet reward applies only to eligible new motor insurance policies. Policies issued under Public Bank staff accounts are excluded from this campaign. Selected vehicle categories, including Electric Vehicles purchased through the online channel, are also not eligible for the cashback reward.
Customers are encouraged to review the complete campaign terms and conditions before making their purchase to ensure eligibility.
Motor insurance is an unavoidable yearly commitment, so finding promotions that reward drivers for something they already need to purchase makes perfect sense.
Rather than simply renewing a policy as usual, this Public Bank and Lonpac campaign allows customers to receive additional value through cashback, flexible instalment payments, roadside assistance and enhanced protection against unexpected situations.
The Touch ‘n Go eWallet Credit alone provides immediate value, while the 0% instalment option helps ease larger insurance payments without additional financing costs.
On top of that, the all-driver coverage and emergency roadside assistance create a more comprehensive insurance package that offers benefits beyond standard protection.
Whether someone is renewing an existing policy or purchasing a new one, this promotion presents an excellent opportunity to maximise the value of their insurance spending before the campaign concludes at the end of December 2026.
As always, promotions like this are available for a limited period. Those planning to renew their motor insurance over the coming months may wish to take advantage of these additional rewards before the campaign comes to an end.
For complete campaign information and full terms and conditions, customers can visit:
For enquiries, they may also contact Public Bank Card Services & Support at 03-2170 8000.
Promotional/Event Details
Promotion: Public Bank Motor Insurance with Lonpac Promotion
Date: 10 July – 31 December 2026
Time: During Public Bank operating hours or online anytime via MyPB App and Public Bank Online Banking
Venue: Public Bank Branches Nationwide, Hire Purchase Centres/Hubs, MyPB App and https://www.pbebank.com
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