Sending money to loved ones abroad has always been a task that requires planning, patience, and sometimes a hefty fee. Thankfully, with modern digital solutions, this process has become faster, simpler, and even more rewarding. Touch ‘n Go (TNG) has introduced a special Remittance Referral Program that not only makes sending money abroad effortless but also gives both the sender and the recipient cashback rewards. This is one of those promotions that genuinely makes everyone a winner, and here’s why Malaysians should take full advantage of it.
From 2 January to 30 June 2026, TNG eWallet users who participate in the Remittance Referral Program can enjoy tangible rewards while helping their friends and family discover a smoother way to send money overseas. The programme works on a straightforward principle: if someone you refer completes their first successful remittance transaction, both of you benefit. The referrer receives RM5 cashback, while the new user, or referee, gets RM3 cashback for their very first remittance.
This approach is particularly appealing because it turns everyday financial interactions into opportunities to earn. For families and friends sending money abroad for essentials, gifts, or emergency support, the added bonus of cashback is a small but meaningful gesture that makes digital remittance even more rewarding. The incentive is clear: by sharing the service with others, participants are rewarded while helping their loved ones make secure and convenient money transfers.
Why Use TNG eWallet for Remittance?
The appeal of TNG eWallet’s remittance service lies not only in the cashback rewards but also in its efficiency and reliability. Users can send money to over 50 countries worldwide with a single, flat fee. This flat fee means that whether someone is sending a small amount to cover daily expenses or a larger sum for educational fees, the cost remains consistent and predictable. No more worrying about hidden charges or fluctuating fees based on the transfer amount.
Speed and security are other standout features. TNG eWallet allows users to transfer funds at any time, directly from their app, which eliminates the need to queue at physical outlets or banks. Transactions are processed securely, ensuring peace of mind for both the sender and the recipient. Once the money is sent, recipients can choose how they want to receive it—whether directly into their bank account, via cash pickup points, or through local digital wallets in their country. This flexibility makes the process convenient for a wide range of users, regardless of their location or preferred receiving method.
How the Referral Programme Works
TNG’s Remittance Referral Programme is designed with simplicity in mind. There are two roles involved: the Referrer and the Referee.
The Referrer is an existing TNG eWallet user who shares their unique referral QR code or invitation link with friends or family. Once a new user completes the eKYC verification process and successfully completes their first remittance transaction using this code or link, the referrer receives RM5 cashback, credited automatically to their eWallet. There’s no limit to how many people a user can refer, meaning that multiple referrals can result in multiple rewards during the campaign period.
For the Referee, the benefits are equally enticing. A new user who has not previously conducted a remittance transaction can enjoy RM3 cashback upon completing their first successful transaction. Each referee can only claim this reward once, which ensures the programme is fair and straightforward.
Participants can track the status of their referrals via the “My Invitation” section within the Remittance Mini Program in the TNG app. This visibility allows them to see who has successfully completed a transaction, giving them reassurance that their referrals are counted correctly.
The Importance of Cashback Incentives
It’s easy to underestimate how impactful a small cashback reward can be. RM5 or RM3 might seem modest on its own, but when considered as part of a larger financial strategy, it quickly adds up—especially for those who frequently send money overseas. For someone sending remittances monthly, regular use of TNG’s referral programme could lead to significant savings over time.
Moreover, cashback promotions like this encourage greater adoption of digital financial tools. By offering a tangible benefit for both parties, TNG is making it more appealing for people to transition from traditional money transfer methods, which are often slower, less secure, and more expensive, to a more modern, efficient solution.
Ease of Participation
Signing up and referring friends or family is straightforward. All a TNG user needs to do is share their unique referral link or QR code, and once the new user completes the verification and first transaction, the cashback is automatically credited. This eliminates the need for cumbersome paperwork, manual claims, or waiting periods.
It’s this seamless experience that makes TNG’s referral programme so appealing. Users don’t just earn rewards—they also introduce a convenient, secure, and reliable service to their loved ones. In essence, they’re giving the gift of stress-free international money transfers, coupled with immediate financial rewards for both themselves and the recipient.
Terms and Conditions
As with any promotion, it’s important to be aware of the terms and conditions. TNG Digital Remittance Sdn Bhd (TNGDR) oversees the campaign and retains the right to withhold benefits if any user is found to have breached TNG Digital’s User Terms and Conditions. Participants are encouraged to review both the general user terms (https://www.touchngo.com.my/assets/pdf/user-tnc.pdf) and the General Campaign Terms and Conditions (https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions) to ensure compliance.
These measures are in place to protect the integrity of the programme and to guarantee that rewards are distributed fairly. By following the guidelines, both referrers and referees can enjoy the cashback with confidence.
Why This Deal is Worthwhile
This referral programme stands out because it combines convenience, reward, and global reach. Users can transfer money internationally, enjoy a simple flat fee, and benefit from instant cashback rewards. At the same time, the promotion encourages a sense of community—users are helping friends and family access a reliable remittance service while simultaneously earning incentives themselves.
It’s the kind of deal that benefits both the sender and the recipient, turning a routine financial task into an opportunity to gain small but meaningful rewards. Whether someone is sending money for daily expenses, tuition, gifts, or emergencies, this promotion makes the entire process more rewarding.
For anyone who regularly sends money abroad or has family members who do, this promotion is a clear choice. It’s free to participate, easy to understand, and financially beneficial for both parties. For TNG eWallet users who haven’t yet explored the remittance feature, now is an ideal time to get started and maximise the campaign’s benefits.
To participate, users can download the TNG eWallet app and start referring immediately: Invite now. For more information about the promotion and its terms, users can visit TNG official site.
In short, this is not just a cashback offer; it’s an opportunity for Malaysians to make the most of their digital transactions, earn rewards, and introduce a reliable international remittance solution to friends and family. It’s simple, rewarding, and designed to make sending money overseas a hassle-free experience.
Promotional/Event Details:
- Date: 2 January–30 June 2026
- Time: 24 hours daily, app-based participation
- Venue: TNG eWallet App (https://www.touchngo.com.my/download-app)
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