Chinese New Year is just around the corner, and for many, it’s not just about celebrating with family and friends, but also about seizing opportunities to enjoy exclusive deals and bonuses. This year, Public Bank has a fantastic treat for its Visa Credit Cardmembers with the “Usher a Prosperous Chinese New Year with PB Visa Credit Card” campaign. Running from 9 January to 8 March 2026, this promotion is designed to reward cardmembers who love dining out, making it an ideal time to enjoy delicious meals while being eligible for generous Ang Pow payments.
The concept behind this campaign is simple yet rewarding. Eligible cardmembers are encouraged to spend on dining transactions using their Public Bank Visa Credit Card. By meeting specific spending thresholds, they can earn Ang Pow payments on a first-come, first-served basis, giving participants a delightful boost for the festive season. The initiative is particularly appealing because it blends everyday spending with exclusive rewards, making the dining experience even more enjoyable.
To participate, cardmembers need to register their participation. They can do this conveniently in two ways: online via the PBe platform using the keyword “PBCB” or by sending an SMS with “PBCB” to 68333. One important point to note is that registration must be made using the principal cardholder’s mobile number that is registered with Public Bank. This ensures that the rewards are credited correctly and avoids disqualification. Any registration using supplementary cards or unregistered numbers will be considered void.
Once registered, cardmembers will receive confirmation—either an acknowledgment for online registration or an SMS for registration via mobile. It is vital to ensure the registration details are accurate and complete, as any errors may lead to disqualification. Public Bank also clarifies that network interruptions or unsuccessful SMS/online attempts are beyond their control, so participants should ensure they double-check their entries to avoid missing out.
The campaign is straightforward in its mechanics. Cardmembers must achieve a minimum monthly spend of RM1,188 on dining transactions at any merchant falling under the relevant category codes (5812, 5813, 5814) to qualify for an Ang Pow reward. The reward system is designed on a first-come, first-served basis, which adds an element of excitement and urgency—those who register early and meet the spending requirements are more likely to benefit fully from this festive campaign.
For a minimum spend of RM1,188 in a month, participants can earn RM68 per month, and for higher accumulative spending of RM2,388, the Ang Pow reward increases to RM148 per month. The total Ang Pow allocation is capped at RM94,444 per participating month, ensuring a limited and exclusive pool of rewards. This setup encourages cardmembers to plan their dining and spending wisely during the campaign period to maximise their rewards. Over the two-month campaign period, the total Ang Pow payout can reach up to RM188,888, giving plenty of reasons for cardmembers to make the most of this festive offer.
This promotion is particularly appealing because it not only rewards cardmembers monetarily but also adds value to everyday dining experiences. For those who frequently dine out, this is an opportunity to get a little extra for their spending while indulging in their favourite restaurants. The fact that the rewards are automatically tracked across multiple cards (principal and supplementary) makes it convenient, ensuring that all eligible transactions contribute toward the Ang Pow reward without the need for complex calculations or separate registrations.
Moreover, the Ang Pow payments are credited directly into the principal credit card account within 4 to 12 weeks after the end of each tracking month. They will appear on the card statement under “Usher a Prosperous Chinese New Year with PB Visa Credit Card – Month 1 to Month 2”, making it easy for cardmembers to track their rewards. It is important to note that any reversals of qualifying transactions after the reward is credited must be reimbursed to the bank, emphasising the need to ensure that all transactions are final and valid.
Participants should also be aware that the Ang Pow rewards are non-exchangeable for cash or kind, meaning they are credited solely to the card account. However, these rewards are in addition to any existing Cash MegaBonus rewards, Reward Points, Cash Back, or Green Points that cardmembers may already earn, making this promotion even more valuable. Essentially, this is a bonus on top of the usual perks of holding a Public Bank Visa Credit Card, making it a compelling reason to register and participate.
This campaign is exclusive to Public Bank Principal Visa Credit Cardmembers, including employees of Public Bank Group, its subsidiaries, advertising agencies, and their immediate families. It also stands out because it limits participants to one registration per cardmember, regardless of how many cards they hold. This ensures a fair distribution of rewards and prevents abuse of the system while still allowing cardmembers to maximise their benefits through legitimate spending.
Why should Malaysians participate in this campaign? Firstly, it’s an easy and accessible way to make ordinary dining experiences more rewarding. Cardmembers can enjoy their meals, whether at casual eateries or fine dining restaurants, and simultaneously earn festive Ang Pow bonuses. Secondly, the first-come, first-served structure encourages timely participation, creating a sense of excitement similar to traditional CNY Ang Pow giving. Finally, the additional layer of rewards on top of the card’s standard benefits adds tangible value to everyday spending, making it an opportunity that shouldn’t be missed.
In a broader sense, this promotion aligns perfectly with the festive spirit of giving and receiving during Chinese New Year. Just as families exchange Ang Pows for good luck and prosperity, Public Bank enables cardmembers to receive their own little share of luck and fortune through this campaign. It’s a thoughtful initiative that encourages responsible spending while making the holiday season more rewarding and enjoyable.
To ensure a smooth experience, cardmembers should make sure that their registration is done promptly and accurately. They should also plan their dining and spending activities around the campaign’s qualifying transactions to make the most of the Ang Pow rewards. Since the rewards are limited and distributed on a first-come, first-served basis, early participation is key.
For those interested in registering and participating, all the information and registration details are conveniently available online. Participants can also contact PB Card Services & Support at 03-2170 8000 for any questions or clarifications regarding the campaign. Additionally, the full terms and conditions are accessible at the Public Bank website at https://apply.pbebank.com/pbcscreditcard.
All in all, the “Usher a Prosperous Chinese New Year with PB Visa Credit Card” campaign is a win-win for anyone holding a Public Bank Visa Credit Card. It transforms regular dining into an opportunity for extra rewards, spreads festive cheer through Ang Pow payments, and encourages timely, responsible card usage. It’s the perfect way for cardmembers to start the Year of the Dragon—or whichever Chinese zodiac year it is—with a boost to their spending power and a touch of festive excitement.
Whether it’s a meal with family, catching up with friends, or simply enjoying a night out, this campaign offers a tangible incentive to make the most of everyday spending. With the bonus Ang Pow payments, cardmembers essentially receive a festive gift from Public Bank for their loyalty and activity. For anyone looking to make this Chinese New Year even more prosperous, this campaign is an opportunity that should not be overlooked.
Promotional/Event Details:
Date: 9 January–8 March 2026
Time: Online registration available 24/7 during campaign period
Venue: Public Bank Berhad – register online at https://apply.pbebank.com/pbcscreditcard
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