25 November 2025 – 24 March 2026: Public Bank: PB Mastercard Cash Back & Lucky Draw Promotion

For those who enjoy making their spending work a little harder, Public Bank has rolled out an enticing promotion that is sure to catch the attention of savvy shoppers and loyal PB Mastercard holders. From 25 November 2025 through to 24 March 2026, them have the opportunity to enjoy up to RM100 cash back on selected transactions, or alternatively, stand a chance to walk away with top-of-the-line tech gadgets like the latest Samsung smartphone or a Garmin smartwatch.

The offer is straightforward: customers need to spend a minimum of RM80 per transaction using their PB Mastercard to qualify for the cash back or the lucky draw entry. It’s an ideal way to make everyday purchases more rewarding, whether they’re shopping for groceries, dining out, or purchasing essentials. This promotion ensures that every ringgit spent with the PB Mastercard could give back not just in convenience but also in tangible rewards.

One of the standout features of this promotion is the ease of participation. Interested customers simply need to send an SMS with the code “PBD” to 68333 to register for the campaign. This simple step allows them to take full advantage of the cashback offer while also entering the lucky draw automatically. It’s an effortless process that doesn’t require complicated sign-ups or lengthy forms, which makes it very appealing for busy individuals who want rewards without the hassle.

The cashback component, offering up to RM100, is particularly attractive. While RM80 might not seem like a huge spending threshold, it aligns perfectly with typical daily purchases. For instance, them could enjoy RM80 worth of groceries or a casual dining experience and instantly receive a portion of that back in their account. Over the campaign period, these cash back opportunities can accumulate, providing a nice boost to their spending power and allowing them to enjoy more without extra cost.

For tech enthusiasts or those simply looking for an exciting prize, the lucky draw aspect adds another layer of excitement to the promotion. With Samsung phones and Garmin watches up for grabs, participants have the chance to win devices that combine practicality and style. A new smartphone can help them stay connected and productive, while a Garmin watch can enhance their fitness routines or everyday lifestyle. The dual opportunity of instant cashback and the chance to win high-value tech products makes this campaign particularly appealing.

From a financial perspective, this promotion encourages more mindful spending. It turns ordinary transactions into potential rewards, incentivising them to use their PB Mastercard more frequently. Over time, such promotions not only reward them monetarily but also increase the satisfaction of using a card that consistently offers value. For many, this is an ideal time to consolidate spending on one card, maximising both convenience and rewards.

Another aspect worth noting is the campaign period itself. Running from late November 2025 until late March 2026, this promotion spans four months, covering the festive season and beyond. During this time, Malaysians typically spend more due to celebrations, year-end activities, and travel. By planning their purchases carefully, them can optimise the cashback benefits and also increase their chances of winning in the lucky draw. This period also gives them ample time to make multiple transactions without feeling rushed, making it a flexible and rewarding promotion.

Furthermore, Public Bank ensures transparency and ease of access for participants. Detailed terms and conditions are available on the bank’s website, which makes it easy for them to understand eligibility, participation requirements, and cashback redemption processes. By checking the terms in advance, participants can ensure they are fully compliant and make the most of the campaign without missing any opportunities. This clarity adds confidence for both new and long-term cardholders.

For shoppers and tech lovers alike, this promotion is a prime example of why using credit wisely can pay off. It combines practical rewards in the form of cash back with aspirational rewards in the form of gadgets. Whether them are budgeting for everyday expenses or treating themselves, this campaign makes it more fun and rewarding to spend on things they already need.

Additionally, the simplicity of participation—just a quick SMS registration—makes it accessible to a broad audience, including those who may not be as tech-savvy. Unlike promotions that require multiple steps or online portals, this approach ensures that all PB Mastercard holders, regardless of their digital proficiency, can join and benefit. It’s an inclusive and straightforward way to boost the value of their spending.

Overall, this Public Bank PB Mastercard promotion is an opportunity not to be overlooked. With the combination of RM100 cashback, the excitement of winning a Samsung phone or Garmin watch, a straightforward registration process, and a generous campaign period, them have every reason to participate. By planning their transactions strategically, making the most of the festive season, and taking advantage of everyday spending, them can turn ordinary purchases into rewarding experiences.

Those looking to gain the most from this promotion should consider scheduling larger transactions or consolidating purchases on their PB Mastercard, ensuring each spend meets the RM80 minimum. By doing so, every ringgit spent brings them closer to both instant rewards and potential prize wins. The blend of immediate gratification through cashback and the longer-term excitement of a lucky draw prize creates a balanced and enjoyable experience for participants.

For anyone who enjoys getting extra value from their financial transactions, this campaign is a prime example of why being a PB Mastercard holder is advantageous. The combination of accessible rewards, significant prizes, and a simple participation method makes this promotion a must-try. Whether them are habitual spenders or occasional shoppers, this initiative is designed to reward them generously while keeping the process enjoyable and straightforward.

Public Bank has once again demonstrated their commitment to providing value to their customers, making everyday spending more rewarding. With this promotion, PB Mastercard holders not only get the benefit of cash back but also have the chance to win items that enhance their lifestyle. It’s an opportunity for them to make the most out of their purchases and enjoy tangible rewards in return.

To make the most out of this promotion, them should act promptly, register via SMS, and continue to monitor their transactions to maximise rewards. The extended campaign period allows them to take advantage of multiple shopping occasions, from festive shopping to monthly essentials, without feeling pressured. This ensures that everyone can participate and enjoy the benefits fully.

Promotional/Event Details:

• Date: 25 November 2025 – 24 March 2026

• Time: All day

• Venue: Participation via PB Mastercard transactions; register by SMS “PBD” to 68333

• More Info: Public Bank Promotion Details