If there is one thing many Malaysians can agree on, it is that the weather over the past few years has become more and more unpredictable. Heavy rainfall can strike without warning, and flash floods have become a common concern not just in major cities, but in smaller towns and residential neighbourhoods as well. Whether someone is a daily commuter, a weekend traveller, or simply driving around to run errands, there is always that lingering worry at the back of the mind: what will happen if the next big downpour leaves their car stranded in a flooded street?
This growing uncertainty has pushed many drivers to reconsider how much protection they truly have. Traditional car insurance may cover many things, but not all policies offer sufficient coverage for flood-related damages. Anyone who has ever known someone whose engine stalled because of floodwater, or whose interior had to be almost completely replaced due to water seeping in, will understand just how devastating and expensive it can be. Repairs can easily run into the thousands, and in some severe cases, the car might even be declared a total loss.
This is where Touch ‘n Go eWallet’s CarInsure promotion comes at exactly the right time. Starting from 5 December 2025 onwards, Touch ‘n Go eWallet users can insure their vehicles with CarInsure and enjoy an added bonus: RM20 cashback simply for protecting their car with the right coverage. For drivers who have been thinking of upgrading or switching their insurance, this deal is a practical and financially rewarding opportunity.
Touch ‘n Go eWallet has become a familiar part of everyday life in Malaysia, and the fact that they have expanded into financial offerings such as insurance makes it even easier for users to manage their car protection directly from the app. Instead of needing to search for various providers, compare quotes manually, and shuffle between different applications, users can explore CarInsure through the same platform they use for tolls, parking, and payments.
What makes this deal stand out is the combination of convenience and value. First, the promotion offers a RM20 cashback reward for customers who apply the promo code TELE3 when purchasing CarInsure through Touch ‘n Go eWallet. While RM20 may not seem like a huge amount at first glance, every little bit helps when managing yearly car expenses, and cashback rewards are always appreciated, especially when insurance renewals are something every driver must deal with anyway.
More importantly, the promotion reminds drivers of the importance of protecting themselves from unexpected events—especially with the unpredictable weather Malaysians face today. Flood-related car repairs are not only costly, but they are also stressful and time-consuming. Even a single night of heavy rain can cause trouble, particularly for those living in low-lying areas or locations prone to flash floods. With CarInsure, users get additional peace of mind knowing that they are not left shouldering a massive bill should their car become a victim of bad weather.
Another reason this promotion is worth taking seriously is the ease of accessing it. Touch ‘n Go eWallet has streamlined the process of applying for insurance. Everything can be done digitally, from getting a quote to completing the purchase. This is a significant advantage, especially for those who prefer not to visit agents or deal with paperwork. Having everything stored in one app means users can check their policy details, renewal dates, and coverage information at any time.
For drivers who may not have thought about flood coverage before, now is a good time to start. Malaysia’s monsoon seasons are notoriously unpredictable, and climate patterns have only become more erratic in recent years. The cost of not having proper protection can be overwhelming. It only takes one unfortunate incident for someone to realise how important it is to ensure their vehicle is adequately insured.
Touch ‘n Go eWallet’s CarInsure promotion is also appealing because it encourages drivers to take action before it is too late. Insurance is one of those things many people overlook until something actually happens. Having an incentive such as cashback can be the gentle push someone needs to finally update their policy or switch to one that offers the coverage they truly require.
The fact that this promotion runs from 5 December 2025 onwards gives users plenty of time to explore their options. There is no rush or pressure, but there is a clear benefit to acting sooner rather than later, especially during the rainy seasons. Downloading the app and checking available insurance rates only takes a few minutes, and from there, users can decide whether this promotion saves them money while offering better coverage.
Touch ‘n Go eWallet’s insurance offerings are backed by reputable partners, making them a trustworthy choice for those who may feel hesitant about purchasing insurance online. Many Malaysians have already grown accustomed to managing bills, toll payments, and purchases through the app, so adding insurance to the same ecosystem makes perfect sense.
If someone is still wondering whether this deal is worth pursuing, consider this scenario: a sudden flood catches them off guard, water enters the engine, and the car refuses to start. Without proper coverage, the repair cost could easily climb above RM5,000, depending on the severity. In comparison, the cost of yearly insurance, particularly with flood protection included, becomes a small price to pay for that level of security. Add the RM20 cashback on top of that, and the promotion becomes even more attractive.
Besides protecting their vehicle, this deal also shows how Touch ‘n Go eWallet continues to expand their services to provide users with more value and convenience. Promotions like these encourage more Malaysians to adopt digital insurance, making the process faster and more efficient for everyone.
To take advantage of this promotion, users only need to download or open the Touch ‘n Go eWallet app. They can access the CarInsure section, input the required details, apply promo code TELE3, and purchase the policy. Once done, the RM20 cashback will be credited according to the terms and conditions.
The link to download the app remains available for those who need it:
https://www.touchngo.com.my/download-app/?
Whether someone is a new driver or has been on the road for decades, one thing is certain: peace of mind is priceless. With weather conditions becoming increasingly difficult to predict, securing reliable protection for one’s vehicle is no longer just an option, but a necessity. This promotion offers a simple, rewarding way for drivers to ensure they are ready for whatever the skies bring.
If there is a deal that combines value, practicality, and the importance of safety, this one absolutely deserves attention.
Promotional/Event Details
Date: 5 December 2025 Onwards
Time: Anytime via Touch ‘n Go eWallet
Venue: Touch ‘n Go eWallet App (CarInsure Section)
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