1 January – 30 April 2025: Public Bank MoneyPLUS: Double Joy Campaign – Exclusive Savings Promotion

When it comes to making the most of hard-earned savings, finding a bank that offers high interest rates and attractive perks is crucial. For those looking to grow their money effortlessly, Public Bank’s MoneyPLUS Double Joy Campaign is an exciting opportunity that should not be missed. Running from 1 January 2025 to 30 April 2025, this campaign rewards MoneyPLUS Savings Account holders with bonus interest rates of up to 4.60% per annum, making it one of the most lucrative savings promotions available.

Why Take Advantage of the MoneyPLUS Double Joy Campaign?

1. Earn Higher Interest Rates Effortlessly

Many savings accounts offer a standard interest rate, but with Public Bank’s MoneyPLUS Savings Account (SA), depositors can double their interest earnings by fulfilling a few simple conditions. Instead of leaving money idle, this campaign allows customers to maximize their savings potential with bonus interest on top of the base rate.

Here’s how it works:

• Base Rate: 0.10% p.a. for the first RM5,000 and 0.20% p.a. thereafter
• Bonus Interest Structure:
  • Maintain a minimum Monthly Average Balance (MAB) of RM5,000 to be eligible.
  • Save More: Deposit a minimum of RM5,000 to earn an extra 1.00% p.a.
  • Pay Bills Online: Make bill payments of at least RM500 to get an additional 0.50% p.a.
  • Spend with Debit Card: Use the MoneyPLUS SA Debit Card for transactions worth RM500 or more to earn an extra 0.50% p.a.
  • Invest Wisely: Gain an additional 0.20% p.a. by investing in Unit Trust, Gold/eGold Investment Account, Bancassurance, or Bancatakaful products.

By participating in multiple activities, depositors can stack up their bonus interest rates and potentially reach the highest reward of 4.60% p.a. on their savings.

2. A Reliable and Secure Banking Partner

Public Bank is a trusted name in Malaysia, known for its stability and customer-centric banking solutions. The MoneyPLUS SA is protected by Perbadanan Insurans Deposit Malaysia (PIDM) for up to RM250,000 per depositor, ensuring security for all account holders.

Additionally, the campaign provides an excellent opportunity for financial growth without risk, as deposits earn interest while remaining fully accessible at any time. Unlike investments with market volatility, this savings account offers stable and guaranteed returns.

3. Flexibility and Convenience

One of the best aspects of this campaign is its flexibility. There are no complex investment strategies or long-term commitments involved. Instead, customers can easily qualify for higher interest rates by incorporating simple financial habits such as saving regularly, using their debit card, and paying bills online.

For individuals who already engage in these activities, the campaign is a hassle-free way to earn more without making drastic changes to their financial routine. Additionally, all transactions can be managed conveniently via Public Bank’s online banking services, allowing customers to track their savings progress in real time.

4. A Smart Choice for Short-Term and Long-Term Savings Goals

Whether saving for an upcoming major purchase, an emergency fund, or long-term financial security, the MoneyPLUS Double Joy Campaign makes it easier to accumulate wealth. With a maximum Monthly Average Balance (MAB) limit of RM100,000 for interest calculation, it’s an attractive option for both new savers and seasoned investors looking to optimise returns.

5. Simple and Transparent Process

Public Bank ensures that qualifying for bonus interest rates is straightforward. Here’s a step-by-step guide to maximising this opportunity:

1. Open a MoneyPLUS Savings Account – New customers can visit any Public Bank branch to open an account, while existing customers can participate immediately.
2. Deposit a Minimum of RM5,000 – Ensure that your MAB meets the eligibility criteria to qualify for additional interest.
3. Use the MoneyPLUS SA Debit Card – Spend at least RM500 each month to gain bonus interest.
4. Pay Bills Online – Make payments worth RM500 or more to further boost your interest earnings.
5. Consider Investment Options – Invest in Unit Trusts, Gold/eGold accounts, or Bancassurance products to gain extra interest.

By following these simple steps, customers can watch their savings grow significantly within just four months.

Who Can Join This Campaign?

The MoneyPLUS Double Joy Campaign is open to all new and existing Public Bank individual customers aged 18 and above. Even those who are new to saving can kickstart their financial journey with enhanced interest rates.

However, non-individual customers such as sole proprietorships, partnerships, corporate entities, associations, and societies are not eligible. Customers with accounts that are delinquent or in unsatisfactory standing with Public Bank will also not qualify for the promotion.

Final Thoughts – Why This is a Deal Worth Exploring

With rising living costs, earning passive income on savings is more important than ever. The MoneyPLUS Double Joy Campaign is an excellent way for Malaysians to grow their money effortlessly while continuing their usual financial habits.

With a chance to earn up to 4.60% p.a., this campaign makes saving money more rewarding than a regular savings account. The security, flexibility, and ease of participation make it ideal for both casual savers and serious investors looking to increase their returns without risk.

So, why let your money sit idle when it can work for you? Visit your nearest Public Bank branch or check out their website for more details on how to start maximising savings today.

Promotional/Event Details:

• Date: 1 January 2025 – 30 April 2025
• Time: During banking hours
• Venue: All Public Bank branches in Malaysia

For more information, please call 03-2170 8000 or visit Public Bank’s official website.