Enjoy 20% Cash Back on Overseas Transactions with PB Visa Debit Cards!
If international shopping, dining, or travel is on your agenda, Public Bank has an enticing deal you should not miss. From 1 February to 30 June 2025, PB Visa Debit Card users can enjoy an exclusive 20% cash back when making overseas transactions. Whether you are planning a trip abroad, making foreign currency purchases online, or indulging in global brands, this offer makes every ringgit spent more rewarding.
Here is why this promotion is a fantastic deal and why you should take advantage of it while it lasts.
How Does This Promotion Work?
Public Bank is offering 20% cash back on all eligible overseas transactions for customers who hold a PB Visa Debit Card. To participate, cardholders must:
- Register for the campaign – Either through PBe (by entering the keyword “PBPE”) or via SMS (send “PBPE” to 68333).
- Spend a minimum of RM500 per month on overseas transactions using their PB Visa Debit Card.
- Receive up to 20% cash back, which will be credited to their account within four to twelve weeks after the campaign month.
With a generous allocation of RM40,000 in cash back per month, cardholders can maximise their rewards by making regular international purchases throughout the campaign period.
Who is Eligible?
This promotion is open to all principal PB Visa Debit Card cardholders. The following PB Visa Debit Cards are included in the campaign:
- Public Bank Visa Lifestyle Debit Card
- Public Bank – Petron Visa Debit Card
- Public Bank Visa Debit Card
However, certain card types are excluded, including supplementary debit cards, Public Bank/Public Islamic Bank (PB/PIB) credit cards, and accounts that have been suspended, cancelled, or terminated.
Why Should You Take Advantage of This Deal?
1. Get More Value for Your Money
With 20% cash back, every RM500 spent means an RM100 reward back in your account. This is an excellent opportunity for frequent travellers, online shoppers, and those who make international payments to save significantly on expenses.
2. Perfect for Travel Expenses
If you are heading abroad, this promotion ensures that every expense—whether hotel bookings, flight tickets, dining, or shopping—comes with added benefits. You will be earning cash back on essential travel expenditures, making your trip even more enjoyable.
3. Ideal for Online Shopping from Global Retailers
Many international online stores charge in foreign currencies. This promotion lets you shop on platforms such as Amazon, ASOS, or eBay and earn cash back on your purchases. Whether you are ordering the latest tech gadgets, fashion items, or gifts for loved ones, you get extra savings.
4. Hassle-Free Participation
Registering is quick and easy. With a one-time SMS or PBe registration, you are all set to enjoy the benefits throughout the campaign period. Additionally, if you own multiple PB Visa Debit Cards, a single registration covers all transactions across your cards.
5. Limited-Time Reward – Act Fast!
With a total cash back pool of RM200,000 available during the campaign period, this offer is on a first-come, first-served basis. Each cardholder can earn up to RM120 cash back per month, meaning you should start spending early to secure your rewards before the allocated funds run out.
Important Terms and Conditions
- Only foreign currency transactions made during the campaign period qualify for the cash back.
- Transactions must be completed using a registered PB Visa Debit Card.
- Auto-debit payments, recurring bills, government-related transactions, ATM withdrawals, and utility bill payments are not eligible.
- Cash back will be credited within four to twelve weeks after each campaign month.
- The campaign runs on a first-come, first-served basis, so act fast to maximise your rewards.
How to Register?
Registering for the promotion is simple. Choose one of the following methods:
- Via PBe: Log in and enter the keyword “PBPE.”
- Via SMS: Send “PBPE” to 68333 from the mobile number registered with Public Bank.
Once registered, your overseas transactions will automatically count towards your eligibility for cash back.
Final Thoughts – Why You Shouldn’t Miss This Deal
Public Bank’s 20% cash back promotion on overseas transactions is an excellent opportunity to save money while spending abroad. Whether you are a frequent traveller, an online shopping enthusiast, or someone who frequently makes international transactions, this deal allows you to enjoy significant savings with minimal effort.
With easy registration, a generous cash back rate, and a straightforward qualification process, this campaign is tailored for those who love to make the most of their spending. Do not wait too long, as the cash back allocation is limited each month. Get your PB Visa Debit Card ready, register now, and start enjoying the benefits of 20% cash back on your overseas transactions!
Promotion Details:
- Date: 1 February – 30 June 2025
- Time: All day
- Get it at: Applicable for all overseas transactions using PB Visa Debit Cards

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