If you’re a business owner looking to take your finances to the next level, Maybank’s General Investment Account-i (GIA-i) could be the ideal solution. This Shariah-compliant investment account offers an opportunity to grow your business funds with attractive returns and flexible tenures, specifically designed to meet the financial goals of businesses in Malaysia.
Whether you’re looking to make the most of your short-term funds or seeking a stable long-term investment, the GIA-i offers competitive profit rates with monthly payouts, making it an excellent choice for business owners looking to boost their cash flow and maximise their returns.
Why Choose Maybank GIA-i for Your Business?
One of the standout features of Maybank’s GIA-i is its competitive returns. With interest rates of up to 4.10% per annum depending on the selected tenure, your business funds can work harder for you. The GIA-i offers two tenure options – 3 months or 6 months – allowing you to choose the best option based on your business’s financial needs and goals.
Let’s take a closer look at the benefits that make GIA-i a must-have for business owners:
- Attractive Profit Rates: With a profit rate of 4.00% p.a. for a 3-month tenure and 4.10% p.a. for a 6-month tenure, GIA-i ensures your business gets the best return on its funds. With rates like these, your money works for you while you focus on running your business.
- Flexible Tenure Options: Whether you need a short-term investment or a slightly longer commitment, the flexibility of choosing between 3 months or 6 months tenure makes it easy to align your investment with your business cash flow and financial goals.
- Regular Monthly Payouts: One of the unique features of the GIA-i is its monthly profit payouts. This means your business can enjoy a steady and predictable stream of cash flow, which you can either reinvest or use for day-to-day operations. Predictable cash flow is a key to ensuring that your business remains well-funded without the risk of a liquidity shortage.
- Shariah-Compliant Investment: As a business, it’s important to ensure that your financial activities align with your ethical and moral standards. The GIA-i is fully Shariah-compliant, meaning it adheres to Islamic banking principles. It ensures that your investments are ethically sound, providing you peace of mind.
How Does Maybank GIA-i Work?
Maybank’s GIA-i is easy to get started with. If you’re new to the bank, you’ll need to make a minimum deposit of RM100,000 to open your account, with the option to select either a 3-month or 6-month tenure. For existing customers, the process is even more straightforward, as you can make your investment placement with the same minimum deposit requirement and choose your preferred tenure.
Once you’ve opened your GIA-i account, your investment will earn competitive returns. The profit distributions are made monthly, meaning you will receive regular payouts that can help with cash flow management for your business.
To illustrate how this works: If you invest RM100,000 for 3 months at a 4.00% p.a. rate, your business will earn monthly profits based on this rate. For a 6-month tenure, the rate increases to 4.10%, offering a slightly higher return. This can add up significantly over time, especially for growing businesses that are looking for a safe and reliable way to earn extra income from their cash reserves.
What are the Requirements to Open GIA-i?
The Maybank Islamic GIA-i is easy to open. There are two ways to start the process:
- Over the Counter at Any Maybank Branch: You can visit any Maybank branch and speak to the customer service team to open the GIA-i account. This option gives you a chance to speak to the staff in person and ask any questions about the product.
- Through Your Relationship Manager: If you’re an existing customer or want additional support in opening the account, you can also reach out to your Relationship Manager (RM). Your RM will assist in the process and ensure that everything runs smoothly.
Once the account is open, you can begin making your placement with the minimum RM100,000 and choose your preferred tenure. From there, all you need to do is sit back and watch your investment grow while enjoying regular payouts.
Why Should You Take Advantage of This Deal?
If you’re running a business and looking for a way to put your cash reserves to work, the Maybank Islamic General Investment Account-i is a solid choice. The combination of competitive profit rates, flexible tenure options, and Shariah-compliant structure makes it a safe and attractive investment solution.
Not only do you get competitive returns, but the monthly payouts can help maintain steady cash flow, which is crucial for ensuring smooth operations and fueling growth. With just a minimum deposit of RM100,000, you can start enjoying the benefits of this investment, making it accessible for many businesses in Malaysia.
Additionally, for businesses looking to maximise their savings over the short term or even the long term, the GIA-i provides a stable and predictable return with no market risks, making it an excellent option for cautious investors.
Promotional Period and Key Details
This promotion runs from 13 January 2025 to 12 February 2025, giving businesses a limited window to take advantage of the attractive profit rates and flexible tenures. If you’re looking to get your business finances sorted for the year, this campaign is the perfect time to get started. Don’t miss out on this excellent opportunity to secure your business’s financial future.
For more details or to open an account, visit any Maybank branch or contact your Relationship Manager today.
Promotional/Event Details:
- Date: 13 January – 12 February 2025
- Time: Available during Maybank’s operating hours
- Venue: Any Maybank Branch or Contact Your Relationship Manager
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