Starting the new year with a strong financial foundation is a brilliant way to set the tone for the months ahead. If you’ve been considering ways to grow your savings, Maybank has rolled out an exciting promotion that promises impressive returns. With their exclusive e-Islamic Fixed Deposit-i (eIFD-i) and e-Fixed Deposit (eFD) offer, you can earn up to 3.78% p.a. just by placing a deposit via Maybank2u web. It’s a straightforward way to get great returns while ensuring your funds are secure, and the good news is, you don’t need to be a banking expert to take part in this deal!
What’s the Deal?
The offer, running from 15 January to 15 February 2025, provides Maybank and Maybank Islamic customers with attractive promotional rates for both their e-Islamic Fixed Deposit-i (eIFD-i) and e-Fixed Deposit (eFD). This is a limited-time offer, so if you’ve been looking for a simple and rewarding way to grow your money, this might be your perfect opportunity.
By placing your deposit via the Maybank2u platform, you can earn up to 3.78% p.a. for a 6-month tenure or 3.68% p.a. for a 3-month tenure. The rates are exclusive to this campaign and are available for deposits made through FPX transfers from other banks.
So, why should you jump at this chance? Let’s break it down:
What Makes This Offer Stand Out?
1. Higher Returns: With returns of up to 3.78% p.a., this offer is hard to ignore. Fixed deposits traditionally offer safe returns, and the rates here are certainly above average for this type of investment, especially when compared to standard deposit accounts.
2. Flexibility in Tenure: The offer allows you to choose between a 3-month or 6-month tenure, depending on your financial goals. If you’re planning to park your funds for a longer period, the 6-month option with a higher interest rate is ideal. Alternatively, if you’re after a shorter commitment, the 3-month tenure offers a competitive return with flexibility.
3. Easy Process Through Maybank2u: One of the best parts of this offer is that it’s incredibly convenient. Maybank’s online banking system, Maybank2u, allows you to complete the entire process from the comfort of your home. There’s no need to visit a branch or deal with complex paperwork.
4. Open to Existing and New Customers: Both new and existing customers of Maybank or Maybank Islamic can enjoy the benefits of this offer. Whether you’re already banking with Maybank or you’re considering opening an account, this deal caters to both.
5. Maximum Convenience: Making a placement via the FPX transfer from another bank is simple. You don’t need to worry about transferring large sums all at once. The process is easy, and you can start with just RM1,000.
6. High Maximum Placement Limits: You can transfer up to RM30,000 per transaction, with a daily limit of RM50,000. This gives you flexibility if you plan to make larger placements or spread your deposits across different accounts. For the entire campaign period, the maximum total placement is RM15,000,000 per customer, so there’s plenty of room to benefit from these exceptional rates.
How to Take Advantage of This Offer?
The process to make your deposit is straightforward, and Maybank has even provided a step-by-step guide to ensure everything runs smoothly. Whether you’re a first-time fixed deposit user or someone familiar with the process, you’ll find it easy to navigate.
Step 1: Log in to Maybank2u
Step 2: Select the ‘Fixed Deposit’ tab
Step 3: Apply for either an Islamic or Conventional Fixed Deposit
Step 4: Make your first deposit via Maybank account
Step 5: For future deposits, transfer funds from other banks via FPX
It’s that simple. No complicated procedures or lengthy approval processes. Plus, you can track your profit in your e-Fixed Deposit account and see how your investment grows.
What Are the Terms and Conditions?
Like all promotions, there are a few terms and conditions to keep in mind, but they’re pretty standard and easy to comply with:
- The offer is only available for placements made through Maybank2u, with a minimum deposit of RM1,000 for FPX transfers.
- The promotional rates are available for 6-month and 3-month tenures.
- The maximum placement for each transaction is RM30,000, with a daily limit of RM50,000.
- The total maximum deposit allowed per customer during the campaign is RM15,000,000.
- Funds placed via FPX are subject to the relevant FPX limits at your other bank, so make sure your FPX transaction limit is set to RM30,000 or more to avoid delays.
If you’re looking to withdraw early, be aware that there are terms and conditions governing such actions, but this is standard for most fixed deposits.
Why Should You Go and Enjoy This Deal?
With the Malaysian economy shifting and changes in financial landscapes, it’s always good to take proactive steps towards growing your wealth. The good thing about fixed deposits is that they offer a guaranteed return, making them a low-risk investment choice for those who want stability.
Maybank’s e-Islamic Fixed Deposit-i and e-Fixed Deposit promotion is one of those rare opportunities where you can enjoy above-average returns for a simple, low-risk investment. The rates provided in this campaign are exceptional, especially for the 6-month tenure. And since the offer is available through Maybank2u, you can enjoy the convenience of managing your investment from anywhere without needing to visit a branch.
So, whether you’re looking to secure some funds for the future or you’re simply looking for a safe and easy way to grow your savings, this promotion offers a unique opportunity. With a competitive interest rate, flexible terms, and the convenience of online banking, this offer is hard to beat.
Make sure to take advantage of it while it lasts. This could be the perfect time to give your savings a boost, ensuring you start the year on a high note.
Promotional/Event Details:
Date: 15 January – 15 February 2025
Time: All-day, every day
Get it now: Maybank2u Website
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