Public Bank is offering a fantastic opportunity for those who regularly send remittances to the Philippines. If you’re looking for a secure and affordable way to transfer funds to your loved ones, now is the perfect time to take advantage of their Peso Remittance Services (PRS) campaign. From 1 January to 30 June 2025, Public Bank is giving eligible customers a 50% discount on cable charges for remittances made to the Philippines.
Whether you are sending money to support your family or transferring your salary back home, this promotion ensures that you can do so at a reduced cost, making it a great time to manage your financial transfers. This article will walk you through the campaign details, eligibility, and why you should take advantage of this limited-time offer.
Why You Should Enjoy This Deal
For many individuals, sending money to the Philippines is a regular task, and over time, these transactions can add up. Public Bank’s campaign offers a fantastic way to cut down on the extra costs that typically come with remittance services, especially the often hefty cable charges.
With the 50% discount, the cost for sending money to the Philippines is significantly reduced, which is especially helpful for people sending remittances for educational purposes or for workers supporting their families back home. The more you send, the more you save, and the best part is that this offer applies to both small and large remittance transactions.
In addition to the reduced cable charges, there are two ways to collect the remitted funds: You can either have the money directly credited to the beneficiary’s bank account maintained with BDO Unibank, Inc. (BDO), or credited into another bank’s account via BDO. If your recipient prefers to pick up the cash in person, they can do so at any BDO branch or from participating banks and agents across the Philippines.
This promotion is also beneficial for people who are accustomed to over-the-counter (OTC) transactions. The campaign is applicable to remittances made through Public Bank’s branches in Malaysia, making it easily accessible for a wide range of customers. Not only will you enjoy a 50% discount on cable charges, but you will also experience a simple and seamless transaction process, all while knowing that your funds are safely transferred.
Moreover, Public Bank’s service ensures that transactions for education and worker remittance purposes are more affordable. The discount applies to both small and large transactions, making it easier for people to send money for different purposes, whether it’s to pay school fees, support family members, or handle any other financial commitments.
How It Works
The campaign runs from 1 January 2025 to 30 June 2025. If you’re eligible, all you need to do is remit funds via Public Bank’s Peso Remittance Services. Here are the details:
- For remittances equivalent to RM5,000 and below:
- If it’s for education or worker remittance purposes, the cable charge is reduced to RM5 (down from RM10), and the commission remains RM2, making the total charge RM7.
- For other purposes, the cable charge is reduced to RM15 (from RM30), and the commission remains RM2, bringing the total charge to RM17.
- For remittances above RM5,000:
- If it’s for education or worker remittance purposes, the cable charge is RM5, and the total commission is waived, bringing the total charge to RM5.
- For other purposes, the cable charge is RM15, with no additional commission, keeping the total at RM15.
This means that no matter how much money you’re sending, you’ll enjoy a significant discount on the cable charge, making the process more affordable and giving you better value for your money.
This is an especially important promotion for those who regularly remit funds to the Philippines. Education and worker remittances are some of the most common forms of international money transfers, and they tend to involve smaller amounts. Therefore, the 50% discount is sure to benefit a large number of Public Bank’s customers.
Eligibility Criteria
To qualify for this campaign, participants need to meet a few simple criteria. Eligible participants must be individuals aged 18 years or older and can include both residents and non-residents of Malaysia. The campaign is open to a wide range of participants, including employees, sole proprietorships, partnerships, corporate entities, associations, clubs, schools, and societies.
However, there are a few exclusions. Individuals who are mentally unsound or those who have been adjudicated bankrupt, or have ongoing legal proceedings against them, are not eligible for the promotion. Additionally, anyone whose accounts with Public Bank or Public Islamic Bank are unsatisfactorily conducted will not be able to participate.
Additional Important Information
Before you make a transaction, it’s important to note that Public Bank and Public Islamic Bank do not offer the same level of protection for these remittances as they do for deposit accounts under the Perbadanan Insurans Deposit Malaysia (PIDM). While the transaction process is secure, you won’t be covered by the same insurance protections available for deposit accounts.
Also, be mindful of the terms and conditions for this campaign, as Public Bank reserves the right to modify or cancel the campaign at any time with prior notice. These adjustments may include changes to the discount rates or the duration of the campaign, so it’s essential to keep up to date with any changes by checking the bank’s official website or contacting their customer service.
For those who are new to sending money via remittance services, this promotion is a great entry point to try Public Bank’s services. The discounted rates combined with the easy process of remitting funds make it an excellent choice for anyone looking to transfer money to the Philippines.
Promotional/Event Details:
- Date: 1 January 2025 – 30 June 2025
- Time: Available during branch working hours
- Venue: Public Bank branches in Malaysia
For more information, visit: Public Bank Official Website

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