If you’re looking to revamp your home with new furnishings and designs but are concerned about managing the cost, OCBC Bank’s 0% Instalment Payment Plan (0% IPP) offers a fantastic opportunity to spread out your payments without incurring any interest. This promotion, starting from 16 September 2024 onwards, allows you to enjoy flexible monthly repayments at a range of participating merchants. Whether you’re investing in a new kitchen, redecorating your living room, or upgrading your home office, this plan makes it easier to manage your budget effectively.
Why Take Advantage of This Promotion?
One of the key benefits of the 0% Instalment Payment Plan is that it allows you to divide your payments into manageable monthly instalments without any additional cost. This can be particularly helpful for larger purchases where paying upfront might not be feasible. Here’s a closer look at why you should consider this deal:
- Flexible Payment Periods: Depending on your spending, you can choose a repayment period that best fits your financial situation. The available options range from 6 months to 36 months. For example, if you spend RM500 or more, you can opt for a 6-month repayment plan. For higher amounts, such as RM2,000 or RM3,000, you can choose longer periods like 12, 24, or even 36 months.
- No Interest Charges: As the name suggests, the 0% Instalment Payment Plan means you won’t incur any interest charges, which helps you save money in the long run. This is a significant advantage over traditional credit card payments where interest can quickly accumulate.
- Wide Range of Merchants: Over a hundred merchants are participating in this promotion, covering a variety of home furnishing and design needs. From kitchen cabinets and lighting to complete home furniture sets, you’ll find a broad selection of products and styles to suit your taste.
- Convenience: Applying for the 0% IPP is straightforward. Simply shop at any participating merchant, make your payment using an OCBC Credit Card (excluding the OCBC Cashflo card), and choose your preferred instalment period. The plan must be applied at the merchant’s store during checkout.
Participating Merchants
Here is a partial list of the merchants where you can take advantage of this promotion:
- 3D Kitchen Cabinet
- Access Mobile MKTing-Subang Jaya
- Add Sen Furniture Sdn Bhd
- AH Italian Design Sdn Bhd
- AI Home IOI
- Alustation
- Aneka Maju
- Arona Furniture Sdn Bhd
- Ashley Furniture
- Beno Kitchen
- BBQ King (Gurney Plaza)
- Beauty Curtain House
- Courts
- D Style Concept Furniture
- Dream Home Furniture
- Eastin Dynasty Group PLT
- G Wen Living Concept Sdn Bhd
- Kuching Furniture
- Lorenzo (Various Locations)
- Nitori-1 Utama
- Perfect Home Outlet
And many more. A complete list can be obtained directly from participating merchants.
Terms and Conditions
It’s important to be aware of the terms and conditions associated with this promotion:
- The 0% Instalment Payment Plans are applicable only when purchases are made using an OCBC Credit Card (excluding OCBC Cashflo card).
- The availability of the 0% IPP may vary between different merchants. It’s recommended to check with the store regarding the specific instalment plans they offer.
- If any instalment payment is not received in full by the due date, finance charges, interest, and fees may apply as stated in your Credit Card Account monthly statements.
For more detailed information on the terms and conditions, you can visit the OCBC Bank website.
Why You Should Enjoy This Deal
Embracing this promotion can transform your home without putting a strain on your finances. The flexibility of the payment plans means you can manage your budget more effectively, allowing you to invest in quality furnishings and designs while avoiding the burden of large upfront payments. With no interest charges, you’re saving money while enhancing your living space.
Additionally, the variety of participating merchants ensures that you can find exactly what you need, whether you’re looking for contemporary, classic, or customised home furnishings. The convenience of applying the plan at checkout further streamlines the process, making it a hassle-free experience.
Promotional/Event Details
- Date: 16 September 2024 Onwards
- Time: Available during merchant store hours
- Venue: Participating merchants across Malaysia
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