{"id":8019,"date":"2020-07-13T16:29:35","date_gmt":"2020-07-13T08:29:35","guid":{"rendered":"https:\/\/www.everydayonsales.com\/news\/?p=8019"},"modified":"2020-07-13T21:24:55","modified_gmt":"2020-07-13T13:24:55","slug":"bnm-merchants-are-now-allowed-to-set-minimum-purchase-for-card-payment","status":"publish","type":"post","link":"https:\/\/www.everydayonsales.com\/news\/bnm-merchants-are-now-allowed-to-set-minimum-purchase-for-card-payment\/","title":{"rendered":"BNM: Merchants Are Not Allowed To Set Minimum Purchase For Card Payment"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8087\" src=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment.jpg\" alt=\"\" width=\"1200\" height=\"630\" srcset=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment.jpg 1200w, \/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment-300x158.jpg 300w, \/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment-1024x538.jpg 1024w, \/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment-768x403.jpg 768w, \/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment-1170x614.jpg 1170w, \/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment-585x307.jpg 585w, \/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment-50x26.jpg 50w, \/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment-100x53.jpg 100w, \/wp-content\/uploads\/sites\/5\/2020\/07\/To-Set-Minimum-Purchase-For-Card-Payment-560x294.jpg 560w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>BNM: Merchants Are Not Allowed To Set Minimum Purchase For Card Payment<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8020\" src=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/1-21.jpg\" alt=\"\" width=\"1200\" height=\"583\" srcset=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/1-21.jpg 1200w, \/wp-content\/uploads\/sites\/5\/2020\/07\/1-21-300x146.jpg 300w, \/wp-content\/uploads\/sites\/5\/2020\/07\/1-21-1024x497.jpg 1024w, \/wp-content\/uploads\/sites\/5\/2020\/07\/1-21-768x373.jpg 768w, \/wp-content\/uploads\/sites\/5\/2020\/07\/1-21-1170x568.jpg 1170w, \/wp-content\/uploads\/sites\/5\/2020\/07\/1-21-585x284.jpg 585w, \/wp-content\/uploads\/sites\/5\/2020\/07\/1-21-50x24.jpg 50w, \/wp-content\/uploads\/sites\/5\/2020\/07\/1-21-100x49.jpg 100w, \/wp-content\/uploads\/sites\/5\/2020\/07\/1-21-560x272.jpg 560w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p><small class=\"story-cover-image-credit\">Cover image via\u00a0<a href=\"https:\/\/mozo.com.au\/blog\/wp-content\/uploads\/2014\/08\/The-tap-and-go-fee-trap-payWave-and-PayPass-exposed.jpg\" target=\"_blank\" rel=\"noopener noreferrer\">Mozo<\/a><\/small><\/p>\n<p>There is a lot of situation where most of us sometimes will be awkward when we ran out of cash bill and wanted to purchase something when we are right in front of the counter. Well, here are some points which are very helpful for all those out there.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8021\" src=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/2-20.jpg\" alt=\"\" width=\"1200\" height=\"872\" srcset=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/2-20.jpg 1200w, \/wp-content\/uploads\/sites\/5\/2020\/07\/2-20-300x218.jpg 300w, \/wp-content\/uploads\/sites\/5\/2020\/07\/2-20-1024x744.jpg 1024w, \/wp-content\/uploads\/sites\/5\/2020\/07\/2-20-768x558.jpg 768w, \/wp-content\/uploads\/sites\/5\/2020\/07\/2-20-1170x850.jpg 1170w, \/wp-content\/uploads\/sites\/5\/2020\/07\/2-20-585x425.jpg 585w, \/wp-content\/uploads\/sites\/5\/2020\/07\/2-20-50x36.jpg 50w, \/wp-content\/uploads\/sites\/5\/2020\/07\/2-20-100x73.jpg 100w, \/wp-content\/uploads\/sites\/5\/2020\/07\/2-20-560x407.jpg 560w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<div class=\"image\">\n<div class=\"\">\n<div class=\"single-image list-unstyled\"><small class=\"img-credit\">Image via\u00a0<a href=\"https:\/\/www.facebook.com\/ikram.zidane\/posts\/10159581797270463\" target=\"_blank\" rel=\"noopener noreferrer\">Ikram Zidane<\/a><\/small><\/div>\n<\/div>\n<\/div>\n<div class=\"text\">\n<div class=\"\"><\/div>\n<\/div>\n<p>According to Bank Negara Malaysia (BNM), there is a rule that <b>&#8220;merchants are prohibited from imposing a minimum purchase amount for goods bought using payment cards.&#8221;.\u00a0<\/b>This rules applies for those Visa or Mastercard&#8217;s rule book and found that there isn&#8217;t a rule stated that there is a minimum amount or maximum transaction amount apply on this case, so, therefore, you are actually allowed to use your credit card transaction even when that amount is very little.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8022\" src=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/3-20.jpg\" alt=\"\" width=\"1200\" height=\"1019\" srcset=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/3-20.jpg 1200w, \/wp-content\/uploads\/sites\/5\/2020\/07\/3-20-300x255.jpg 300w, \/wp-content\/uploads\/sites\/5\/2020\/07\/3-20-1024x870.jpg 1024w, \/wp-content\/uploads\/sites\/5\/2020\/07\/3-20-768x652.jpg 768w, \/wp-content\/uploads\/sites\/5\/2020\/07\/3-20-1170x994.jpg 1170w, \/wp-content\/uploads\/sites\/5\/2020\/07\/3-20-585x497.jpg 585w, \/wp-content\/uploads\/sites\/5\/2020\/07\/3-20-50x42.jpg 50w, \/wp-content\/uploads\/sites\/5\/2020\/07\/3-20-100x85.jpg 100w, \/wp-content\/uploads\/sites\/5\/2020\/07\/3-20-560x476.jpg 560w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>Image via\u00a0<a href=\"https:\/\/says.com\/my\" target=\"_blank\" rel=\"noopener noreferrer\">SAYS<\/a><\/p>\n<p>So if there is a merchant which are not allowing you to make such purchase. You can actually report the merchants with relevant details to them.\u00a0<b>However, it is not clear what sort of action or steps BNM would take to regulate this.<\/b><\/p>\n<p>You can contact BNM at 1-300-88-5465 or visit the\u00a0<a href=\"http:\/\/www.bnm.gov.my\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">website<\/a>\u00a0for more details.<\/p>\n<div class=\"each-segment\">\n<div class=\"segment-body\">\n<div class=\"text\">\n<div class=\"\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8023\" src=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/4-17.jpg\" alt=\"\" width=\"1200\" height=\"582\" srcset=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/4-17.jpg 1200w, \/wp-content\/uploads\/sites\/5\/2020\/07\/4-17-300x146.jpg 300w, \/wp-content\/uploads\/sites\/5\/2020\/07\/4-17-1024x497.jpg 1024w, \/wp-content\/uploads\/sites\/5\/2020\/07\/4-17-768x372.jpg 768w, \/wp-content\/uploads\/sites\/5\/2020\/07\/4-17-1170x567.jpg 1170w, \/wp-content\/uploads\/sites\/5\/2020\/07\/4-17-585x284.jpg 585w, \/wp-content\/uploads\/sites\/5\/2020\/07\/4-17-50x24.jpg 50w, \/wp-content\/uploads\/sites\/5\/2020\/07\/4-17-100x49.jpg 100w, \/wp-content\/uploads\/sites\/5\/2020\/07\/4-17-560x272.jpg 560w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<div class=\"image\">\n<div class=\"\">\n<div class=\"single-image list-unstyled\"><small class=\"img-credit\">Image via\u00a0<a href=\"https:\/\/www.visa.com.my\/dam\/VCOM\/download\/about-visa\/visa-rules-public.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Visa<\/a><\/small><\/div>\n<\/div>\n<\/div>\n<div class=\"text\">\n<div class=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8024\" src=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/5-17.jpg\" alt=\"\" width=\"1200\" height=\"673\" srcset=\"\/wp-content\/uploads\/sites\/5\/2020\/07\/5-17.jpg 1200w, \/wp-content\/uploads\/sites\/5\/2020\/07\/5-17-300x168.jpg 300w, \/wp-content\/uploads\/sites\/5\/2020\/07\/5-17-1024x574.jpg 1024w, \/wp-content\/uploads\/sites\/5\/2020\/07\/5-17-768x431.jpg 768w, \/wp-content\/uploads\/sites\/5\/2020\/07\/5-17-1170x656.jpg 1170w, \/wp-content\/uploads\/sites\/5\/2020\/07\/5-17-585x328.jpg 585w, \/wp-content\/uploads\/sites\/5\/2020\/07\/5-17-50x28.jpg 50w, \/wp-content\/uploads\/sites\/5\/2020\/07\/5-17-100x56.jpg 100w, \/wp-content\/uploads\/sites\/5\/2020\/07\/5-17-560x314.jpg 560w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/div>\n<\/div>\n<div class=\"image\">\n<div class=\"\">\n<div class=\"single-image list-unstyled\"><small class=\"img-credit\">Image via\u00a0<a href=\"https:\/\/www.cnet.com\/news\/picking-the-right-credit-card-processor-a-look-at-the-variables\/\" target=\"_blank\" rel=\"noopener noreferrer\">CNET<\/a><\/small><\/div>\n<\/div>\n<\/div>\n<div class=\"text\">\n<div class=\"\"><\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"each-segment\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; BNM: Merchants Are Not Allowed To Set Minimum Purchase For Card Payment Cover&hellip;<\/p>\n","protected":false},"author":32,"featured_media":8087,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[67],"tags":[1171],"class_list":["post-8019","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","tag-bnm-merchants-are-now-allowed-to-set-minimum-purchase-for-card-payment"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BNM: Merchants Are Not Allowed To Set Minimum Purchase For Card Payment - EverydayOnSales.com News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.everydayonsales.com\/news\/bnm-merchants-are-now-allowed-to-set-minimum-purchase-for-card-payment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNM: Merchants Are Not Allowed To Set Minimum Purchase For Card Payment - EverydayOnSales.com News\" \/>\n<meta property=\"og:description\" content=\"&nbsp; 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